UK’s ‘Crash for Cash’ Hotspot

UK’s ‘Crash for Cash’ Hotspot

Birmingham is UK’s ‘Crash for Cash’ Hotspot.
Criminals who stage road traffic collisions in order to make fraudulent insurance claims are operating in several hotspots across the UK, data shows.

In a new list of so-called ‘crash for cash’ hotspots, areas of Birmingham and Bradford make up the five worst offending postcodes, with others across Walsall, Blackburn and Romford featuring in the top 10.

The Insurance Fraud Bureau (IFB), which released the figures, says single gangs can be behind thousands of orchestrated collisions in some areas, with the combined value of fraudulent claims running into millions.

Of the 2.7 million motor insurance claims made across the UK between October 2019 and December 2020, IFB identified more than 170,000 potentially linked to ‘crash for cash’ networks.

Postcodes B25, B34 and B8 in Birmingham are the three areas most affected by this type of scam, while BD7 and BD3 in Bradford follow as the most at-risk locales.

Parts of Wakefield, Oldham, Halifax, Manchester, Leeds, London, Luton, High Wycombe and Ilford also feature as prominent areas in the list of 30.

Rank Postcod Area
1 B25 Birmingham
2 B34 Birmingham
3 B8 Birmingham
4 BD7 Bradford
5 BD3 Bradford
6 WS1 Walsall
7 BB9 Blackburn
8 BD8 Bradford
9 B27 Birmingham
10 RM18 Romford
11 B33 Birmingham
12 WF13 Wakefield
13 BD15 Bradford
14 OL8 Oldham
15 HX1 Halifax
16 M8 Manchester
17 LS8 Leeds
18 N9 North London
19 WF16 Wakefield
20 LU3 Luton
21 WS2 Walsall
22 BD2 Bradford
23 BD5 Bradford
24 B11 Birmingham
25 HP12 High Wycombe
26 B28 Birmingham
27 RM8 Romford
28 LU4 Luton
29 IG3 Ilford
30 BD9 Bradford

Ben Fletcher, director at the IFB, said: “’Crash for cash’ fraudsters bring devastation to countless victims and increase motor insurance costs for us all.

“The IFB’s hotspot analysis is a stark reminder that although great strides have been taken in tackling the problem, these car crash scams are all too common.

“As traffic levels return to normal following the national lockdown, ‘crash for cash’ fraudsters may look to make up for lost time. It is hoped that by shining a spotlight on the issue we will encourage road users to be alert and report any suspicious activity to the IFB’s Cheatline.”

In Birmingham, the Bureau said it had recently worked with City of London Police’s Insurance Fraud Enforcement Department (IFED) to convict a serial crash for cash fraudster, who had spent more than two years luring innocent people into crashes.

The IFB says all drivers should be aware of suspicious driving behaviour, such as motorists who slam on their brakes on busy junctions and roundabouts.

Motorists should always keep a good distance from the vehicle in front, stay alert for any potential hazards in the road, and know the signs that could accompany a staged crash, such as a driver or passengers who may appear unfazed.

Road users can report suspicious activity to the IFB’s Cheatline on 0800 422 0421 or at

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