Using an Independent Insurance Broker

Benefits of an Independent Insurance Broker

Why choose an independent insurance broker? There are a number of reasons why, and in this article, we’ll check out some of these. Many people think or believe that they don’t need an insurance broker, especially when it comes to motor insurance, but by not getting a quote using an insurance broker, they could be losing money or missing out on a much better quote. We’ll see the reasons and explanations for that below. After reading this article, you might be very surprised.

1. Get Quotes Not Available to the Public

Contrary to popular belief, many people think that insurance brokers are just in the middle of the insurance process, and that an individual without an insurance broker could get the same deal as an insurance broker. However, this isn’t actually the case in reality. Since insurance brokers have forged excellent relationships with insurance companies, they’ll be able to get discounts or quotes that aren’t instantly available to the general public. This is mainly because insurance companies trust insurance brokers to bring customers to them, and for that reason, they will continue to give lower quotes to insurance brokers. The discount might not be a huge amount, but it’s still enough to give you an extra discount over everyone else.

2. Saves You Time

Time is more valuable than money oftentimes, and it’s a well-known fact that many insurance companies force you to wait in a queue on the phone for up to fifteen, sometimes thirty minutes, in order to connect you to an agent. By hiring an independent insurance broker, they will do much of the work for you, and with their existing relationships with insurance companies, they will be able to do it quicker and more directly. Since brokers do much of the legwork, if not all, you won’t have to waste time waiting in queues on the phone. Here at Weir Insurance, we compare dozens of insurers to help you gain the best price. That’s dozens with an s, not just dozen.

3. Get Access to Extra Insurance Companies

Some insurance companies only work with insurance brokers and don’t actually allow the general public to gain quotes from them; the customers they gain from insurance brokers fills their needs. As a result, you might be missing out on extra insurance companies that have better deals if you don’t decide to go through an insurance broker. It’s always good to have extra options, because at least, you won’t be missing out on any private insurance companies. They are a lot rarer than regular insurance companies, but for your specialist quote, you just might find the right insurance company that suits your price range and needs.

4. Experience

Here at Weir Insurance, we have dozens of enthusiastic, experienced employees who are ready to start researching the best quotes when you are. Our greatest asset as an independent insurance broker is our time-tested experience. We’ve been working with customers based here in Northumberland and Newcastle for over forty years and that’s what gives us that competitive edge over other insurance brokers.

Nothing beats experience, and at the end of the day, experience helps insurance brokers know which companies to approach, what to say, and ultimately, how to get the best quote. While individuals without an insurance broker can still find great quotes, they might lack the experience needed when looking around at different insurance companies.

An independent insurance broker can help you find the best quote for your car, van, caravan or business, no matter what cover you’re looking for. They help consolidate your requirements and present this to dozens of insurance brokers across the country. As a result, you will earn more money in the long run, since your quote will be lower, and you will have found an insurance company that will cover you for years to come.

Whether you are looking for business insurance, motor or residential insurance or trying to insure an item that is hard to cover you can be certain that Weir Insurance will be able to find you an insurance company that is ideal for you. With a friendly and professional service and the expertise to find the policy you need at Weir Insurance they will be able to help you make sure they you have the correct level of cover and explain and terms and conditions before you have signed anything so you can be certain that you will receive no nasty surprises if you ever do need to make a claim. With no hidden extras and an easy to understand pricing structure you will always know exactly where you stand at every step. So if you are looking for insurance in Newcastle and Northumberland why not get in touch with Weir Insurance and see how they can help you.

For further information please call one of our experienced insurance team today on 01670 365533 or visit the Weir Insurance brokers website. We have been helping our clients’ with their insurance needs since 1972. We talk to you about your requirements, work with you to figure out what cover you need (and what cover you don’t) and then use our relationship with dozens of insurers to find the best solution for you.